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Required Documents for Most Mortgage Applications

  • Past two (2)years W-2 statements.
  • Pay Stubs covering the last (30) thirty days.
  • Most recent three months banks statements.
  • Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts.
  • Photocopies of any Stocks or Certificates of Deposits.
  • Copy of the Purchase and Sale Agreement.
  • If you are currently renting either 12 months canceled rent checks or the name and address of your current landlord.
  • If divorced a fully executed divorce decree.
  • For a refinance, a copy of the deed, and most recent tax bill.
  • A letter of explanation for any known credit problems.

For Self Employed borrowers, Employed in sales, Paid by commission, or Owns Rental Real Estate:

  • Two (2)Years signed personal Tax returns- including all schedules.
  • If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet.

Please fill out our easy online loan application!